Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Lake Michigan Credit Union’s superior product, exceptional pricing and support provide the ammunition needed to stay ahead of the market.
Over 20 years experience in all facets of the mortgage lending industry I am well qualified to assist you in accomplishing your mortgage needs and financial objectives. I truly care about positioning my clients in the most appropriate financial vehicle. New construction, Purchase, Refinance or simply a new Credit Line – I will take the time to learn about your particular situation and the end goal. I am dedicated to helping you make the most informed mortgage decision possible - One that considers your financial plan such as retirement and wealth accumulation.
Being in a position were my core business is self generated via referrals, I am committed to going the extra mile to ensure that you completely understand the entire process and your mortgage needs are successfully met. You can count on me to guide you every step of the way, from application to closing.
I have been a resident of Oakland County for over 30 years. I am married with 2 children. My family truly enjoys RV camping. I serve on the Walled Lake PTA and coach soccer whenever the grass is green.
I look forward to helping you with your mortgage needs.
Mortgage Loan Officer
Lake Michigan Credit Union
P: 248-705-0982 | F: 248-848-7112 | Gerald.Kazakov@lmcu.org
34391 W 12 Mile Rd, Farmington Hills, MI 48331