Need help with financing?

Financing by Home One Realty, LLC

Financing by Independent Bank

Emil Izrailov, Loan Officer Independent Bank proudly offers more than 50 customizable mortgage programs: ■Conventional fixed rate loans ■Adjustable rate mortgages (ARMs) ■Federal Housing Administration (FHA) loans ■Veterans Administration (VA) loans ■USDA Rural Housing Services (RHS) loans ■Michigan State Housing Development Authority (MSHDA) loans ■Construction and blanket loans We offer free pre-qualification Call or contact a loan officer at your local Independent Bank office or loan center to request a no-obligation pre-qualification to determine which houses fit within your budget. Please Contact: Emil Izrailov 248-961-4300 eizrailov@ibcp.com

In a hurry? Call 248-961-4300 to apply over the phone

Free Loan Pre-Qualification

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Why Get Pre-Qualified?

  1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
  2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
  3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.